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What should I check for when viewing a property to rent in the UK?
When viewing a property, check for damp, mould, and any signs of disrepair. Ensure all appliances are in working order and that the property is adequately heated and insulated. Check the water pressure and look for any signs of pests. It's also wise to ask about council tax band and average utility bills.
What is DSS and how does it relate to renting?
DSS stands for Department of Social Security, a former UK government department. Historically, 'DSS accepted' meant landlords were willing to rent to tenants receiving benefits. While direct discrimination against benefit claimants is unlawful, some landlords may still have concerns. Enquire directly about the landlord's policy regarding tenants receiving benefits and be prepared to provide proof of income and affordability.
What are the legal requirements for landlords in the UK?
Landlords in the UK must adhere to several legal requirements, including providing an Energy Performance Certificate (EPC), protecting tenants' deposits in a government-approved scheme, and ensuring the property is safe and habitable. They must also have a valid gas safety certificate if the property has gas appliances and must carry out electrical safety checks. Landlords in England also need to check the 'Right to Rent' of any prospective tenant.
What are the typical costs associated with renting a property, besides rent?
Besides the monthly rent, expect to pay a deposit (usually capped at 5 weeks' rent), council tax, utility bills (gas, electricity, water), and potentially a TV licence. You may also need to factor in costs for contents insurance and internet access. In some cases, letting agents may charge referencing fees, although these are becoming less common.
What should I know about 'no deposit' rental schemes in the UK?
No deposit' schemes offer an alternative to paying a traditional security deposit. Instead, you pay a non-refundable fee, often equivalent to one week's rent, to an insurance provider. Be aware that you're still liable for any damages or unpaid rent at the end of the tenancy, and the insurance company will pursue you for these costs. Carefully review the terms and conditions before opting for a 'no deposit' scheme as it may not always be the most cost-effective option.
