Spread the balance over 6 years - Portfolio of 3 flights in Aberdeen

Description

Spread the balance over 75 months
Portfolio of 3 Properties
Freehold
No Mortgage Required
No Interest Payable

An excellent opportunity for property investors to acquire a portfolio of three 1-bedroom apartments in central Aberdeen.

This structure allows investors to control income-producing assets with a minimal upfront cost, while rental income helps offset the monthly instalments.

Key Investment Highlights
Portfolio of 3 UK properties
Freehold ownership
No mortgage required
No interest payable
Low deposit
Balance spread over 75 months
All properties currently tenanted
Strong rental demand area
1-bedroom apartments with broad tenant appeal

Purchase & Payment Structure (Per Property)
Purchase Price: £60,000
Deposit to Seller: £1,500
Remaining Balance: £58,500
Monthly Payment: £780
Term: 75 months (approx. 6 years)

Current Rental Income
Property 1 – Skene Square, Aberdeen: £475 per month
Property 2 – Hutcheson Street, Aberdeen: £450 per month
Property 3 – Glenbervie Road, Aberdeen: £450 per month

Comparable one-bedroom flats in nearby locations typically achieve rents between £555 and £625 per month, offering clear scope for rental growth.

Investor Cash-Flow Examples (Per Property)
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Example 1 – No Rent Increase
If rent remains at £475 per month for the full 75-month term:

Monthly shortfall:
£780 – £475 = £305

Total paid over 75 months:
£305 × 75 = £22,875

This means you would effectively acquire the property for £22,875 (excluding the initial deposit).

Example 2 – Conservative Rent Increase
If rent increases to £555 per month and remains unchanged during the term:

Monthly shortfall:
£780 – £555 = £225

Total paid over 75 months:
£225 × 75 = £16,875

This means you would effectively acquire the property for £16,875 (excluding the initial deposit).

Figures do not take into account potential void periods, maintenance costs, or future rental increases. Examples are for illustration purposes only.

Location Overview – Aberdeen
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All three properties are situated in central and established areas of Aberdeen, popular with professionals, students, and long-term tenants.

Aberdeen benefits from a strong employment base driven by the energy, renewables, technology, and education sectors. The city is home to major employers, hospitals, universities, and business hubs, supporting consistent rental demand.

The properties are well located for Aberdeen city centre, with easy access to shops, cafes, supermarkets, leisure facilities, and green spaces. Transport links are excellent, including regular bus routes, rail connections, and convenient access to Aberdeen Airport, providing UK and international connectivity.

Aberdeen continues to benefit from regeneration and long-term investment, supporting both rental demand and future capital growth potential.

Summary
This portfolio is ideal for investors seeking low-entry UK property investment, easy payment terms, no reliance on bank finance, and exposure to a strong rental market through multiple properties in one city.

For further information or to discuss securing the portfolio, please get in touch.

Ad ID: 1508577210