Credit Administration Officer

Description

Senior Associate - Credit Administration

London (Fully Office-Based)

£28,500 per annum

Permanent Role

We are currently recruiting for a Senior Associate - Credit Administration to join a busy and dynamic Wholesale Banking team in London. This is an excellent opportunity for someone with experience in loan administration and credit operations to develop their career within a structured and fast-paced environment.

The Role

You will be responsible for the day-to-day administration and maintenance of a portfolio of bilateral, syndicated, and retail loan accounts, ensuring accuracy, compliance, and timely processing of all transactions and reporting requirements.

Key Responsibilities

Manage loan lifecycle activities including drawdowns, rollovers, repayments, and interest servicing

Maintain and update loan accounts within Finacle, ensuring accurate data and transaction processing

Perform general account maintenance, including file management, correspondence, and record keeping

Maintain loan files, working diaries, and registers in line with internal procedures

Liaise with agent banks, participating banks, and internal departments to ensure smooth processing of transactions

Coordinate with Accounts for reconciliation of loan accounts

Monitor and diarise interest and instalment payments, ensuring timely follow-ups

Support all activities relating to Bank Guarantees

Prepare and submit periodic reports and returns to internal stakeholders and regulatory bodies

Maintain data across internal systems including CRM, eFO, and EDMS

Respond to internal and external audit queries in a timely and accurate manner

Provide cover and support to other team members when required

Key Stakeholders

Corporate Credit, Retail Credit, Operations, Accounts, and Treasury teams

Agent banks, branches, solicitors, and external vendors

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About You

Working knowledge of loans & advances and bank guarantees

Experience using Finacle (preferred)

Proficiency in Microsoft Word and Excel

Strong attention to detail with excellent organisational skills

Calm, composed, and professional approach to work

Strong communication skills with the ability to liaise across multiple teams

What's on Offer

Salary of £28,500 per annum

Permanent, full-time position

Opportunity to gain hands-on experience within Credit Administration and Loan Operations

Exposure to a wide range of internal and external stakeholders

Office-based role in London

Ad ID: 5418378963