Chris Adlam - Finance Broker

Description

Advanced Mortgage Solutions North East Limited provides straightforward, personalised mortgage advice to clients across the North East and throughout the UK.

We know that getting a mortgage can sometimes feel complicated, particularly if your income or circumstances do not fit neatly into a standard box. Our role is to make the process easier to understand, explain your options clearly and help you find a mortgage solution that is suitable for your circumstances.

Our particular areas of experience include helping:

• First-time buyers taking their first step onto the property ladder
• Self-employed applicants, including company directors and business owners
• Offshore workers and applicants with more complex income structures
• CIS contractors and other contractors whose income may be assessed differently by different lenders
• Clients with adverse credit, including missed payments, defaults, CCJs or other historic credit issues

Every client is different. Rather than relying on a one-size-fits-all approach, we take the time to understand your income, commitments, deposit, credit history and longer-term plans before looking at the mortgage options available.

We work with a range of lenders and understand that different lenders can assess the same circumstances in very different ways. This can be particularly important for self-employed applicants, contractors, offshore workers and anyone who has experienced credit difficulties in the past.

Whether you are buying your first home, moving home, remortgaging or simply want to understand what may be possible, we are here to help.

Our approach is based on clear communication, practical advice and keeping you informed throughout the mortgage process. We will explain what lenders are likely to look for, what documentation may be required and what the next steps are, without unnecessary jargon.

If you have been told your circumstances are complicated, have struggled with a mortgage application before, or simply want someone to properly look at your situation, get in touch.

We would be delighted to have a conversation and help you understand your options.