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What should I check when buying a used car in Northern Ireland to ensure it's roadworthy?
Before buying a used car, thoroughly inspect its MOT history online using the registration number. Check for any advisories or failures related to brakes, tyres, steering, or suspension. Examine the tyres for wear and tear, and ensure the brake pads have sufficient material. A test drive is crucial to assess the car's handling and identify any unusual noises or vibrations. In Northern Ireland, it's your responsibility to ensure the car is roadworthy before driving it.
What paperwork should I expect to receive when buying a used car in the UK?
You should receive the vehicle's V5C registration document (log book), which proves ownership. Check that the VIN (Vehicle Identification Number) on the V5C matches the one on the car. Also, request any service history, MOT certificates, and receipts for work carried out. A bill of sale, signed by both you and the seller, is also recommended to document the transaction.
How can I check if a used car has outstanding finance before buying it?
It's important to check if the car has any outstanding finance. You can do this by performing a vehicle history check with a reputable company. This check will reveal if the car is subject to a hire purchase agreement or other financial arrangements. If finance is outstanding, the finance company technically owns the car, and you could lose it even if you've paid the seller.
What are the legal requirements regarding car insurance in Northern Ireland?
It is illegal to drive a car in Northern Ireland without valid insurance. You must have at least third-party insurance, which covers damage to other people's property. Comprehensive insurance provides broader coverage, including damage to your own vehicle. Ensure your insurance policy is in place before driving the car away.
What should I be aware of regarding mileage discrepancies when buying a used car?
Be wary of mileage discrepancies. Check the car's mileage against its MOT history and service records. Inconsistencies could indicate that the mileage has been tampered with. If you suspect mileage fraud, it's best to walk away from the deal, as it could indicate other hidden problems with the vehicle.
