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What should I check when buying a used car privately in the UK?

When buying a used car privately, thoroughly inspect the vehicle. Check the bodywork for rust and damage, examine the engine for leaks and unusual noises, and test all electrical components. Verify the car's service history and MOT certificate. A vehicle history check can reveal if the car has been written off, stolen, or has outstanding finance. Always take the car for a test drive before making a purchase.

What documentation should I request from the seller of a used car?

You should request the vehicle's V5C registration document (log book) to confirm the seller is the registered keeper. Check that the VIN (Vehicle Identification Number) on the V5C matches the one on the car. Also, ask for the car's service history, MOT certificates, and any receipts for work carried out. Ensure the car's mileage aligns with the documentation.

What are my rights when buying a used car privately?

When buying privately, your rights are limited compared to buying from a dealer. The principle of 'buyer beware' applies. The seller must accurately describe the car, but there's no automatic right to a refund or repair if the car develops a fault after the sale. It's crucial to inspect the car thoroughly and ask detailed questions before purchasing.

What is the best way to pay for a used car purchased privately?

Consider using a secure payment method such as a bank transfer or banker's draft. Avoid paying entirely in cash, as this offers less protection if a dispute arises. Always obtain a written receipt detailing the car's make, model, registration number, price, and the date of sale, signed by both the buyer and seller.

What are the legal requirements for transferring ownership of a used car in the UK?

The seller must complete section 6 of the V5C registration document with the buyer's details and sign it. They must then send the V5C to the DVLA (Driver and Vehicle Licensing Agency). The buyer will receive a new V5C in their name within a few weeks. It is illegal to drive a car without valid insurance, so ensure you have arranged insurance cover before driving the vehicle away.