Best New Cars for Free Insurance Deals

Especially suited for younger drivers, an all-in finance deal such as Just Add Fuel by Peugeot, Citroen's SimplyDrive or Care by Volvo, could be the smarter choice for you. These packages cover insurance, tax, warranty, roadside assistance and routine servicing in easy monthly payments. This list includes the top new cars with all-in finance as well as very cheap insurance offers.

Red Peugeot 108

1. Peugeot 108

Bringing funky styling and lots of personalisation options to the city car market, the Peugeot 108 is a peppy ride that’s especially appealing for younger drivers. Efficient engines also mean it’s incredibly cheap to run. Although the interior space isn’t the best, lots of standard tech make it a comfortable purchase as a personal car for the everyday routine. Peugeot’s Just Add Fuel offer covers all the basics: three years of insurance, warranty and service for three years in simple monthly payments.

Blue Peugeot 208

2. Peugeot 208

A top-performer in the supermini segment, the Peugeot 208 offers cosy interiors and an entertaining drive in a gorgeous package. There’s plenty of choice with engines – three turbocharged petrols, a diesel and even an electric model. The 208 offers great performance and relatively cheap running costs, and is an incredible choice if you’re on the lookout for a reliable five-door hatch. Here too, Peugeot’s Just Add Fuel package covers insurance, road tax, servicing and roadside assistance in one easy payment. This offer combined with the 208’s reliability and solid performance make it one of the best new cars with free insurance.

Red Peugeot 5008

3. Peugeot 5008

With bold exterior and interior design, the upmarket Peugeot is one among the many functional seven-seater crossovers available in the market today. Equipped with Peugeot’s i-Cockpit entertainment system that includes an eight-inch touchscreen and a 12.3-inch display, the car’s cabin exemplifies comfort and refinement. Plenty of space, a good choice of efficient engines and great towing capacity make it a reliable, well-built family purchase. If you simply want a brand new family-wagon without the hassle of tailoring a finance package for it, the Just Add Fuel deal offers a simple solution.

Blue Renault Clio

4. Renault Clio

The bestselling French car of all time, the Clio is a trendy hatchback that offers practicality and style in equal measure. With the latest model introducing suave LED lights and better cabin quality, the Clio’s upmarket feel makes it an appealing choice for the daily runabout. It’s also available with a good choice of engines: petrols, a diesel and a hybrid. While Renault doesn’t offer a Just Add Fuel finance deal at the moment, a robust Personal Contract Purchase package that offers low monthly payments makes the Clio a hassle-free buy for new drivers.

White Volvo XC40

5. Volvo XC40

Combining refinement, cruising comfort and clever packaging, the Volvo XC40 brings a bold new style to the small SUV market. It’s well-equipped with an excellent safety kit as well as a fully functional modern infotainment system. The drive is pleasant and relaxing, and the cabin matches the comforting experience. Practical interiors, a spacious boot and a broad choice of engines make it a strong contender in the segment. Care by Volvo is a little more flexible, though less all-encompassing, than Peugeot’s Just Add Fuel, as the deal only covers roadside assistance and service. It also allows buyers to return the car after just three months.

Orange Citroen C3 Aircross

6. Citroen C3 Aircross

In a very congested small crossover market, the Citroen C3 Aircross stands out with its bold and clever design. What’s more, it’s made available with 90 different colour options, four trim levels and four engine choices, making it incredibly easy to personalise to your taste. The drive is comfortable and doesn’t lighten the pockets with heavy running costs. Plus, plenty of interior space and a fair amount of standard equipment make the Aircross hard to resist. Much like Peugeot’s offer, Citroen’s SimplyDrive also covers all the basic motoring costs in a simple three-year package.

Red Citroen C1

7. Citroen C1

Stylish and loads of fun to drive, the Citroen C1 is a good choice for city dwellers. The cheapest among sister cars the Peugeot 108 and Toyota Aygo, the C1 offers incredible value for money and is available in two practical and efficient petrol engines. Although it doesn’t score well in terms of rear space, this small car is effortless to park and even comes in a perky soft-top variant A standard-fit seven-inch touchscreen infotainment system keeps you entertained on the daily commute during peak hours. As with the Aircross, Citroen’s SimplyDrive has your basic costs covered for three years.

Red Vauxhall Astra

8. Vauxhall Astra

Ferrying British families since 1979, few cars carry the legacy of the Vauxhall Astra. The humble hatchback has always offered great value for money and the latest edition is no different. Roomy interiors make it a practical purchase, and efficient engines across the board offer incredibly low running costs. Given that the Astra gets a strong raft of safety and security features as standard, it’s quite cheap to insure too, falling in category fourteen. Note that Vauxhall currently offers a Personal Contract Purchase package with one-year free insurance.

White Vauxhall Grandland

9. Vauxhall Grandland X

A new entrant in the Vauxhall lineup, the Grandland X mid-size crossover SUV is a characterful seven-seater. Although the drive isn’t quite as engaging as rivals, the Grandland offers a comfortable journey as a long-distance cruiser. There’s plenty of headroom and legroom to accommodate even tall adults. A good-sized boot and solid safety tech also add to its appeal. Going with the 1.2-litre petrol model in top Elite Nav Premium trim will ensure a good insurance deal.

Orange Vauxhall Corsa

10. Vauxhall Corsa

A great all-rounder that’s fun to drive too, the Vauxhall Corsa is an incredibly practical supermini. Featuring Matrix LED headlights, a ten-inch touchscreen and plenty of driver assistance tech, the Corsa brings great value for money to stand up against established rivals like the Renault Clio. While it falls short in terms of rear space, economical petrol, diesel and electric models that offer low running costs make it a very satisfying purchase. The entry-level trims fall within insurance group ten, making the Corsa ideal as a first car. Vauxhall also offers one-year free insurance for cars purchased online.

Buying a car straight from the showroom certainly isn’t the cheapest way to get behind the wheel. But if you put in the research, you can still find good deals, including new cars with free insurance. Note that most Just Add Fuel offers are limited to drivers over 18, and you may also need to have a telematics box fitted in your car until you’re 21. It’s always worth considering the used-car segment for finding incredible deals, especially on models that fall within the warranty period. Check Gumtree’s used listings to see if there’s a car you want to test drive before going ahead with a brand-new purchase.

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