Best Cars with Free Insurance for Young Drivers
For young drivers, stepping into the car insurance market is a daunting task. Whether it's your first car or you're moving onto your own insurance for the first time, it's important to get the best deal for you. You'll find plenty of offers providing free insurance for young drivers – Citroen's SimplyDrive and Peugeot's Just Add Fuel are two excellent options currently on the market. Some options are closely linked to the manufacturers, while others include car financing packages. What's most important is that you get the coverage you need, wrapped up in an affordable bundle. To help you find your way, here are the best cars for young drivers that can be part of free insurance deals, or can match with very attractive insurance premiums.
1. Citroen C1
Dust down your tuxedo and live out your 007 fantasy in the latest Aston Martin Vantage. Its suave design conceals a powerful V8 twin turbo engine underneath. The entry level model produces 503 bhp, reaching 0-62 mph in approximately 3.6 seconds, leaving your passengers both shaken and stirred. Don’t let its sophisticated look fool you though, as the interior can be filled with futuristic tech – provided you opt for a higher spec. If a vintage Vantage is on your mind, then you’re in luck – they’ve been on the UK market since 1972, with the latest version available since early 2018.
2. Peugeot 108
If nippy small cars are on your mind, then Peugeot’s 108 is a sleek option available on its Just Add Fuel scheme. This package combines the cost of financing, servicing and taxing, and insuring your car into a single monthly payment. It can be a very affordable option for young drivers as your premium is fixed for three years, provided your circumstances don’t change. A 1.0-litre engine delivers a surprisingly stirring performance, and its interior is based around a minimal yet stylish infotainment system. It’s not a Ferrari, but it has everything you need and then some.
3. Citroen C3
Citroen’s SimplyDrive deal is a great insurance package for young drivers. Dealers offer a simple three-year finance package that covers the cost of a car, its insurance and even stretches to roadside assistance. So, effectively, you get free insurance. This offer does depend on your choice of car, the spec and its trim. Thankfully, Citroen’s C3 makes the cut. A mid-size crossover, its spacious interior and excellent safety rating make it a superb option. If you need a reliable vehicle for those winding country roads, then the C3 is the car for you.
4. Peugeot 208
The latest Peugeot 208 is a refreshing option on the UK market – its daring design means it’s as exciting to look at as it is to drive. It’s also part of Peugeot’s Just Add Fuel scheme, making it a great choice for young drivers looking for a great car and insurance package. Punchy performance is matched with excellent fuel economy and low emissions, sitting at up to 92 mpg and 79 g/km. There’s plenty of safety and interior tech available onboard, but be prepared to pay extra for the slicker specs and trims.
5. Renault Clio
Finding an affordable car and insurance package for young drivers under the age of 24 can be a strain – but the Renault Clio takes this stress away. With low premiums available, particularly for drivers between 17-19, this hatchback is renowned for its safety tech and is a great deal for young motorists. The latest models come with cutting edge features such as electronic stability control, anti-lock brakes and emergency braking assistance, which slows your car down if it senses an upcoming collision.
6. Vauxhall Corsa
With more younger drivers thinking about the environment, eco-friendly vehicles continue to grow in popularity. The latest Vauxhall Corsa ticks the green box while also giving you a practical small car that’s fun to drive. There are eight trims available offering petrols, hybrids and even a fully electric model – Vauxhall really do have you covered. Not only will your insurance package be one of the cheaper ones on the market, but you’ll drive away in style too.
7. Ford Fiesta
We wouldn’t want to leave the UK’s favourite small car off this list. Thankfully, certain Ford dealerships are offering their beloved Fiesta as part of a free insurance package for young drivers. Arguably the best in its class, this supermini’s 1.0-litre engine – that’s both punchy and economical – should be its star turn. Instead, the wide range of advanced safety tech Ford has squeezed into this design is the ace up its sleeve. From blind-spot warning to cross-traffic alerts, the Fiesta has enough modern tools to look after young drivers while on the road.
8. Audi A1
The A1 might be a little bit on the pricier end up of the spectrum, but Audi still manages to provide a very competitive insurance package for those willing to invest a little more. The monthly premium is higher than the previous cars in our line-up, but Audi’s list of creature comforts are all available. Keyless ignition, Wi-Fi hotspots and even a BOSE surround sound system all come as standard. You can dip into the various specs available on higher trims, but be wary – if you do, your premium will increase too.
9. Volkswagen Up!
Volkswagen’s compact city car is certain to go straight onto any teenager’s shortlist once they see how affordable it is to insure and economical it is to drive. Don’t let the small exterior fool you, it’s got a surprisingly roomy interior with very comfortable seating. USB and Bluetooth connections are optional extras on higher-spec models, which are a touch more expensive to insure. But you can still take advantage of AUX ports on the entry-level insurance package – not a bad compromise considering the savings you’ll make.
10. Volkswagen Polo
Volkswagen blends style, modernity and reliability into its latest Polo so that everyone, including Mum and Dad, gets a deal they can be proud of. With some of the lowest monthly premiums for 17 to 24 year olds, Volkswagen dealers offer a very affordable car and insurance package for young drivers. The Polo is fun to drive and easy to handle thanks to its superb suspension system. The entry engine is a 1.0-litre petrol, but there are several other options available should you decide to dip a little deeper into your pockets.
Buying insurance can be a confusing experience, but thanks to free insurance packages like SimplyDrive and Just Add Fuel, young drivers needn’t worry. This list shows that you can also enjoy plenty of stylish and modern touches while getting some serious value for money. If you’re still unsure about your all-important choice, our expert guides and reviews will help you over that last hurdle.