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Reclaim unfair Credit Card and Bank charges or mis-sold Payment Protection with no upfront fees
No Chore Credit Services have the experience and know-how to claim back your unfair charges.
We charge nothing up front and operate on a No Win, No Fee basis, meaning you can have complete confidence your case is being dealt with by the right people, to get the right result.
Reclaim Credit Card Charges
There are three reasons why you may have been charged a fee by your credit card company – late payment, exceeded credit limits or a returned payment. If you have been charged hundreds or even thousands of pounds by your credit card company, you may have a claim.
THE LAW
Taking out a credit card means entering into a contract with the provider. Any late payments or going over your credit limit means the credit card company can by law make a claim for losses from you. These losses however must reflect actual costs incurred rather than the disproportionate sums charged as of late.
No Chore Credit Services specialise in helping the victims of credit card penalties to reclaim these charges and we have the experience to get results promptly.
Reclaim Unfair Bank Charges
Like credit cards, you may have been charged fees by your bank for exceeding your overdraft, or for having a payment returned. If you have been charged hundreds or even thousands of pounds by your bank, you may have a claim.
Fees charged by the banks should also not be excessive and reflect the actual costs incurred.
No Chore Credit Services specialise in negotiating with your lender to resolve your individual case in a quick and professional manner and can help reclaim your charges, plus interest, with minimum effort from you.
Reclaim mis-sold Payment Protection Insurance
The selling of PPI (aka loan protection insurance, protection payment cover) alongside loans was banned in May 2009 on the basis that many of these policies are expensive and the consumer should be provided with the choice to shop around. If you have such a policy arranged, you may be entitled to claim back £1000’s following our quick assessment of your situation.
TOP 10 GROUNDS FOR COMPENSATION
1. You were under 18 or over 65
2. You worked less than 16 hours a week
3. You were employed on a temporary or contract basis
4. You suffered from stress or backache
5. You had an existing illness
6. You were aware you may become unemployed
7. You were not told about the cost of the insurance (or not told you were buying it at all)
8. You were not asked about any other insurance you had
9. You were told the insurance was necessary for you to get the loan
10.You were not told that the same policy could potentially be bought cheaper elsewhere
No Chore Credit Services specialise in negotiating with lenders to obtain the best results on behalf of our clients.
So what do you have to lose? Call one of our team in confidence on (01661) 855158 today, or email us at info@nochore.com to start your claim.
No Chore Credit Services is regulated by the Ministry of Justice in respect of regulated Claims Management Activities (authorisation number CRM21039).
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