London insurance services
Bought Life Cover From Your Bank? Sure You Have Critical Illness Cover? Is It Written In Trust?
DID YOU BUY YOUR LIFE INSURANCE FROM YOUR BANK?
If you did, you may be paying higher premiums than you need to
You could look on the price comparison websites for a cheaper premium
Nothing wrong in that but remember the prices you see may not give a true comparison against your existing cover
Why not opt for a more personal approach by using an FSA regulated firm such as ours
Based in North London, we have a friendly team specialising in all matters of a financial nature including life insurance / critical illness insurance, general insurance, mortgages and remortgages, secured and unsecured loans
For a FREE QUOTATION WITHOUT ANY OBLIGATION, please leave your name and contact number and we will do the rest
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YOU MAY THINK YOU HAVE CRITICAL ILLNESS COVER. ARE YOU SURE?
Many people believe they have Critical Illness Cover
What they actually have is Terminal Illness Cover which is entirely different
Are you sure what cover your policy provides?
Don’t leave it to chance
For a FREE REVIEW WITHOUT ANY OBLIGATION, please leave your name and contact number and we will do the rest
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WAS YOUR LIFE INSURANCE "WRITTEN IN TRUST"?
Far too many existing life policies were not Written in Trust for a variety of reasons
Many policy holders believe they have done their very best to provide for their loved ones in the event of their death, but have been let down badly by people they have trusted to advise them
What does all this mean?
Basically, if your life insurance is Written In Trust, the insurance company pays the policy proceeds via the Trustees to the chosen beneficiaries
BENEFITS
Payments are made without any probate delays
They can help lessen the effects of Inheritance Tax as the proceeds do not form part of your estate
DISADVANTAGES OF NOT WRITING IN TRUST
Without a valid Will, the proceeds will be distributed according to the laws of intestacy
The policy proceeds will not be available until probate has been granted
Beneficiaries may have to pay 40% tax on the proceeds
For a FREE REVIEW WITHOUT ANY OBLIGATION, please leave your name and contact number and we will do the rest
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